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QUESTIONS AND ANSWERS ON NO-FAULT INSURANCE
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    What are "No fault" or Personal Injury Protection benefits?
    Who is covered by PIP benefits?
    Do I have to be driving my car to receive PIP benefits?
    Does this mean that I can have one car insured with PIP benefits and drive another uninsured vehicle which I own and still be covered?
    What happens if I am driving a friend's car that is uninsured?
    No-fault insurance sounds good. How do I go about claiming my PIP benefits if I am in an accident?
    I have a car and insurance in a state that does not have no-fault laws. I have checked and I do not have PIP benefits. I was involved in an accident in Kansas and received an injury. What do I do?
    I just bought a new car, and with my luck, I had an accident two days after I purchased it. Unfortunately, it was before I could contact my insurance agent to get insurance on the car. Now what?
    Is "PIP" mandatory on motorcycles?
    I had a friend tell me about increased or deluxe benefits. What are those?
  What kind of benefits are available under PIP if I am injured in an accident?
  What are disability benefits?
  What are funeral benefits?
  What are medical benefits?
  Are doctors of chiropractic care covered under the medical benefits?
  What are rehabilitation benefits?
  Are you saying that my insurance company might pay for me to learn a new trade?
  What are substitution benefits?
  What if my spouse performs those services for me now, but he/she didn't use to? Do I still get benefits?
  What are survivor benefits?
  If I am driving a friend's car and I have higher PIP benefits, which company pays?
  In the above example, if I had higher benefits, does that mean I would be limited to my friend's benefits?
  I was on foot when I was struck by another vehicle. Am I still entitled to benefits?
  My son goes to college nine months a year, but he lives at home in the summer. Is he still covered by my benefit?
  I was driving in the course of work when I had an automobile accident. My employer says I have workers' compensation benefits. Does that make a difference?
  If I was working when I got injured, should I not even worry about PIP benefits?
  Is it hard to get these PIP benefits?
  How long will it take to get these PIP benefits?
  What if my insurance company doesn't pay on time?
  Can I hire a lawyer or will I be penalized?
  Is it worth a lawyer's time if we are only a few dollars apart?
  These PIP benefits sound great, but what happens if they are not enough to cover my losses? Does that mean I can't sue?
  I receive free medical benefits. Does that mean I can never sue?
  What does it mean if the insurance company brings it on my behalf?
  Are PIP benefits anything like uninsured motorist coverage or underinsured motorist coverage?
  Is this all I need to know about PIP benefits?
  What happens if I am not sure that I need a lawyer? Where do I get advice?
  If my insurance company and I don't sue anyone for this accident, do I have to pay my insurance company the money back?
  Should I tell my doctor that I have PIP benefits?
On behalf of McCULLOUGH, WAREHEIM & LaBUNKER, P.A. we hope this material will be of benefit to you in answering your questions relative to personal injury. Contact a personal injury and wrongful death lawyers representing clients in Topeka, Kansas (and throughout the State of Kansas) today to schedule your initial consultation.

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  Phone: (785) 233-2362
  Fax: (785) 233-0430
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Topeka, Kansas Attorney practicing in primarily in Workers' Compensation, Social Security Disability, Family Law & Personal Injury. Attorneys at McCullough, Wareheim & LaBunker, P.A. are dedicated to serving their clients in Kansas, including the cities of Wichita, Overland Park, Kansas City, Olathe, Topeka, Lawrence, Shawnee, Manhattan, Lenexa, Salina, Hutchinson, Leavenworth, Leawood, Dodge City, Garden City, Junction City, Emporia, Derby, Prairie Village, Liberal, Hays, Pittsburg and throughout the State of Kansas.
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